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Medicare Plan M
For the past 17 years, Medicare Supplement plans have been mostly unchanged when the plans were originally standardized. Last 1st of June, 2010, two new choices for consumers were introduced, plan M and N. These new Medicare Supplement Plans offers cheaper premiums alternative to the existing Medicare Supplement plans.
Medicare Supplement Plan M is very similar to Plan C. It will offer the same core
benefits as Plan C together with the additional hospice benefit required of all plans
as of June 2010. Nevertheless, unlike Plan C, Plan M does not cover the Medicare
Part B deductible and only 50% of the Part A deductible. However, once both deductibles
are met, you will no longer have to pay co-
Medigap plan M covers:
• All Basic Medicare Benefits That Are Included In Plan A
• 50% of the Hospital Deductible of Medicare Part A ($550)
• No Co-
• Coinsurance for Medicare Approved Skilled Nursing
• Foreign Travel Emergency Expenses
Medigap Plan M does not cover:
• Part B Deductible ($155)
• Part B Excess Charges
Medigap Plan M may be a high-
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