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Medicare Part A
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Medicare Part A


A Medicare Insurance Supplement is health insurance sold by private insurance companies to fill the "gaps" in Original Medicare Plan coverage. Medicare Insurance Supplement policies help pay some of the health care costs that the Original Medicare Plan doesn't cover. If you are in the Original Medicare Plan and have a Medigap policy, then Medicare and your Medicare Insurance Supplement policy will both pay their shares of covered health care costs. received under this plan.





Medicare has several parts. One part of the Medicare program is called Part A. You usually don’t pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working. Below is an explanation of Medicare Part A and the coverage



If you aren’t eligible for premium-free Part A, you may be able to buy Part A if you meet one of the following conditions:

• You’re 65 or older, and you have (or are enrolling in) Part B and meet the citizenship and residency requirements.

• You’re under 65, disabled and your premium-free Part A coverage ended because you returned to work.



Medicare Part A is a type of hospital insurance provided by Medicare. The coverage provided by Part A includes inpatient care in hospitals, nursing homes, skilled nursing facilities, and critical access hospitals. Part A does not include long-term or custodial care. If you meet specific requirements, then you may also be eligible for hospice or home health care.



Medicare does not cover everything, nor does it cover the total cost for many of the covered services or medical supplies. Coverage amounts are based on which Medicare plan you have. Part A helps cover only the medically necessary services below:

• Inpatient care in hospitals (such as critical access hospitals, inpatient rehabilitation facilities, and long-term care hospitals)

• Inpatient care in a skilled nursing facility (not custodial or long term care)

• Hospice care services

• Home health care services

• Inpatient care in a Religious Nonmedical Health Care Institution



Whatever health care insurance coverage you choose, make sure you have a clear understanding of all the options, coverage and premiums.


64 and younger click here