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Medicare Coverage


Medicare is health insurance offered by the Federal government to seniors who are 65 or older, people under age 65 and disabled, and people of any age with permanent kidney failure requiring dialysis or a kidney transplant who meet the eligibility requirements. Medicare coverage helps pay for health care, but does not cover all medical expenses.






The program consists of Medicare coverage with two main parts for hospital and medical insurance (Part A and Part B) and two additional parts that provide flexibility and prescription drugs (Part C and Part D). This Medicare coverage helps you with your health care life.



Medicare coverage Part A, or Hospital Insurance, helps pay for hospital stays. This part also pays for home health care. Care in a skilled nursing facility as well as assured medical equipment for the aged and disabled are also covered by Part A. Part A is commonly available without having to pay a monthly premium since payroll taxes are used to cover these costs.



Medicare coverage Part B is also called Supplementary Medical Insurance. It helps pay for medically needed physician visits, outpatient hospital visits, home health care costs, and other services for the elderly and disabled.



Medicare Advantage Plan or Part C is offered by private insurance companies, it offers additional Medicare coverage benefits and helps to cover the gaps of Medicare. But still, only the Medicare coverage specific to your needs at an affordable price is the best Medicare supplement insurance for you.



Medicare also stretched out to include a prescription drug plan known as Medicare coverage Part D. Part D requires payment of a premium and a deductible. Pricing is considered so that 75% of prescription drug costs are covered by Medicare.



To be eligible for Medicare coverage, an individual must either be at least 65 years old, under 65 and disabled, or any age with End-Stage Renal Disease.



Additionally, eligibility for Medicare requires that an individual is a U.S. citizen or permanent legal resident for 5 continuous years and is eligible for Social Security benefits with at least ten years of payments contributed into the system.



The best Medicare coverage depends on your individual medical needs. In other words the greatest plan for you may be a terrible plan for someone else. Medicare regulates the plans presented by the companies, so no company is really superior to another. As far as the "cheapest" there is competition between companies on prices, it really depends on what is the best Medicare coverage type of plan for you and to what your actual cost will be.

64 and younger click here