Medicare coverage can begin when you reach age 65 whether you are retired or still
working. Your spouse also qualifies for Medicare at age 65 based on your work record
if you are eligible for monthly Social Security and Medicare benefits, even if you
are not yet age 65.
Beneficiaries can stay in the Original Medicare Plan or choose to receive healthcare
services from one of several types of plans, most of which are managed care plans.
Currently, most beneficiaries are in the Original Medicare Plan. This program has
a lot of Medicare benefits.
The Medicare benefits for Hospital Insurance (Part A) are:
• Hospital benefits.
• Skilled nursing facility benefits
• Home health services
The Medicare benefits for the Supplementary Medical Insurance (Part B) are:
• Medically-necessary services — Services or supplies that are needed to diagnose
or treat your medical condition and that meet accepted standards of medical practice.
• Preventive services — Health care to prevent illness (like the flu) or detect it
at an early stage, when treatment is most likely to work best.
There are many Medicare benefits when you are part of the Medicare insurance. Medicare
benefits will really help you with your health care. When enrolling to Medicare,
be sure not to miss the open enrollment period because it is a valuable opportunity
to get the most out of Medicare benefits.