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Medicare and Health Insurance


Medicare and Health Insurance is a program for people who are 65 years or older, people under age 65 with certain disabilities, and people of all ages with End-Stage Renal Disease. Medicare and Health Insurance has the following programs: Hospital Insurance where most people don't reimburse a premium for Hospital Insurance because a partner or a member of the family has already paid for it through their payroll taxes while working.






It covers inpatient care in hospitals, including critical access hospitals and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and home health care. Beneficiaries must meet certain conditions to get these benefits.



Medicare and Health Insurance coverage can be availed in two programs, the hospital benefits and the medical benefits. Mainly, recipients are eligible to receive Medicare and Health Insurance benefits after two years starting from the day of entitlement. Medicare pays part of the costs for certain health care services.



Medicare and Health Insurance is part of Social Security Medicare program. A medical reimbursement plan helps few people but it helps them tremendously.



Medicare and Health Insurance policies will generally pay most or all of the Medicare coinsurance amounts and deductibles. No plan will cover prescription drugs, for that you need a Medicare prescription drug plan. Certain plans will also pay for emergency medical care in a foreign country.



Medicare supplemental plans, also known as Medigap, are designed to cover the gaps in Original Medicare. Medicare and Health Insurance policies are private insurance policies that cover Medicare coinsurance, co-payments and deductibles that you'd otherwise have to pay yourself. Some Medicare and Health Insurance policies also pay for costs not covered by Original Medicare.

64 and younger click here