Medicare is a government health insurance program and is the chief health insurance
service in the country, with approximately 40 million Americans subscribing. To be
qualified, you must be a citizen of the U.S.A. and meet certain requirements. If
you are not a citizen of the United States, you can contact the Social Security Administration
office to find out if you would be eligible.
The basic coverage of Medicare program is Medicare A & B. Medicare A & B are designed
to meet your basic needs in addition to parts Medicare A & B. Medicare A & B are
plans that almost all retirees can and should partake in. Your ability to purchase
and/or be eligible for most additional or Medicare supplemental insurance depends
on your application in Medicare A & B.
If you have surprising medical expenses or need more hospital care, Medicare A &
B may help you pay for your additional costs. Medicare A & B gives you many of the
same medical and hospitalization benefits with this features:
• For Plan A, you will be in charge for paying both your Medicare Part A and Part
• For Plan B, you will be liable for paying your Part B deductible only
Medicare Parts Medicare A & B do not cover drugs, dental care, routine physical exams,
hearing aids, and more.
Nothing like private insurance, there is no limit on your out-of-pocket health care
expenses. Some studies show that Medicare only covers about 45 to 50 percent of your
total medical costs.
If you are new to Medicare, the primary thing you need to do is decide which Medicare
plan will best fit your needs. Check if your present insurance works with Medicare
and determine if you need help paying for additional health care costs. Decide if
you need prescription drug coverage. Then, get in touch with a Medicare representative